- Estimated Cost: $85 Billion

- Hiring tax credits to allow employers an exemption of payroll taxes if they hire new employees.

- Infrastructure (Build America Bonds, 1 year extension of highway trust fund)- total for this is $15 billion.

- Extension of the Patriot Act for 1 year.

- Increase in medicare payments for doctors.

- Tax extenders ($35 billion, just date changes to extend from 2009 to 2010).

- Unemployment insurance 3 month extension, COBRA 3 month extension, Doc Fix 7 month extension ($35 billion total)

- Extension of the flood insurance program

- Small business (waiving fees for small business loans)

- Satellite Homeowner Act 5 year fix

- $1.5 billion in disaster relief for farmers

- Cost approx $10 Billion.

- One month extension of unemployment benefits.

- One month extension for COBRA subsidies

- 200,000 of the 15 million unemployed workers' benefits expired April 5th.

- Another 1 million will expire at the end of April without Bill.

Summary From the Congressional Finance Committee-

Consumer Protections with Authority and Independence- Creates a new independent watchdog, housed at the Federal Reserve, with the authority to ensure American consumers get the clear, accurate information they need to shop for mortgages, credit cards, and other financial products, and protect them from hidden fees, abusive terms, and deceptive practices.

Ends Too Big to Fail- Ends the possibility that taxpayers will be asked to write a check to bail out financial firms that threaten the economy by- creating a safe way to liquidate failed financial firms, imposing tough new capital and leverage requirements that make it undesirable to get too big, updating the Feds authority to allow system-wide support but no longer prop up individual firms; and establishing rigorous standards and supervision to protect the economy and American consumers, investors and businesses.

Advanced Warning System- Creates a council to identify and address systemic risks posed by large, complex companies, products, and activities before they threaten the stability of the economy.

Transparency & Accountability for Exotic Instruments- Eliminates loopholes that allow risky and abusive practices to go on unnoticed and unregulated - including loopholes for over-the-counter derivatives, asset-backed securities, hedge funds, mortgage brokers and payday lenders.

Federal Bank Supervision- Streamlines bank supervision to create clarity and accountability. Protects the dual banking system that supports community banks.

Executive Compensation and Corporate Governance- Provides shareholders with a say on pay and corporate affairs with a non-binding vote on executive compensation.

Protects Investors- Provides tough new rules for transparency and accountability for credit rating agencies to protect investors and businesses.

Enforces Regulations on the Books- Strengthens oversight and empowers regulators to aggressively pursue financial fraud, conflicts of interest and manipulation of the system that benefit special interests at the expense of American families and businesses.

Creation of a $50 billion dollar fund being debated to handle bank failures.